Garage Services

THE SELECTIVE ADVANTAGE

Selective's broad and flexible auto repair program is designed to meet your specific needs and offers built-in coverages that other insurance companies may not include -like physical damage to your customers' autos, business income, and your mechanics' tools. Optional coverages to meet your business' unique needs are also available. Plus, we have a variety of value-added safety management sen/ices at little or no cost.

Property Coverage Advantages:

• Broadened building and business personal property, including:
  • Outdoor sheds, lights, signs, and portable displays
  • Building foundations
  • Mechanics' tools and equipment
  • Business computers
• Business income - actual loss sustained for up to 12 months
• Ordinance or law
• Employee dishonesty

Auto Physical Damage Coverage Advantages:

• Garagekeepers legal liability for customers' autos in your care, custody, and control
• False pretense
• Lease/loan gap coverage (N/A in NY)

Garage Liability Coverage Advantage:

• Primary coverage while operating a customer's auto
• Blanket additional insureds

The Following Optional Coverages Are Also Available:

• CyCurity® coverage - a specialized coverage form for your website
• Auto liability for dealer plates
• Auto physical damage for autos you are holding for sale
• Professional Liability
• Employment Practices Liability
• Umbrella

Value-Added Services and Tools Available to Your Business:

• Hazard identihcation sen/ices, such as infrared (thermographic) testing of electrical panels
• Premises liability reviews
• Safety assessment and benchmarking tools

In addition, we offer 24/7 claims sen/ice, online claims reporting and local Claims Management Specialists who can respond quickly and adjust claims on site.

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Important Note: This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements.